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State Level Bankers Committee
Kerala

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Industrial Landscape of Kerala: A Snapshot of Growth and Opportunity

Kerala's industrial sector is demonstrating dynamic growth and strategic evolution, underpinned by robust policy initiatives, substantial infrastructure development, and a vibrant entrepreneurial ecosystem. The state is actively leveraging its inherent strengths, including its strategic location and skilled human resources, to foster a conducive environment for industrial advancement. Kerala's industrial sector is a mix of traditional and modern industries, with growing opportunities in IT, tourism, and agro-processing. While challenges like labor unrest and land scarcity persist, government initiatives and private investments are paving the way for sustainable industrial growth. Recent facts and figures highlight significant advancements, particularly in the Micro, Small, and Medium Enterprises (MSME) segment, alongside strategic infrastructure development and a renewed focus on attracting diverse investments.

Key Industrial Hubs and Sectoral Strengths

Industrial and commercial activities in Kerala remain predominantly concentrated in its coastal zone. Ernakulam and Thiruvananthapuram lead with a high density of industries, followed by Alappuzha, Kollam, Kozhikode, Kannur, Kasaragod, and Malappuram.


Major industries and their geographical concentrations:

  • Coir Industry: The coir industry is a cornerstone of Kerala's traditional industrial sector, deeply woven into the state's socio-economic fabric, particularly in its coastal regions. Known as the "golden fiber," coir, extracted from coconut husks, is used to produce a wide array of products including mats, matting, rugs, ropes, and geo-textiles. Kerala is a major player in India's coir production, particularly for white fiber, and accounts for a significant portion of the country's coir products. The coir industry is one of the largest cottage industries in Kerala, providing livelihoods to a significant population, estimated to be around 3.7 to 5 lakh people. A striking feature is the high participation of women, who constitute approximately 80% of the workforce, especially in the yarn spinning sector. Historically, Alappuzha has been the undisputed nerve center of Kerala's coir industry. It was here that the organized factory-based production of coir mats and matting began. Kollam district is another major hub for coir production, particularly coir yarn. Its backwaters facilitate the retting process, and a substantial number of coir workers are concentrated here.
  • Handloom Industry: Among traditional industries of Kerala, handloom sector stands second only to the coir sector in providing employment. Kerala’s textile industry comprises traditional handloom sector, power loom and the spinning sector. The handloom industry in the State is mainly concentrated in Thiruvananthapuram and Kannur District and in some parts of Kozhikode, Palakkad, Thrissur, Ernakulam, Kollam and Kasaragod Districts. The industry is dominated by the co-operative sector, covering 96 per cent of total looms. The remaining 4 percent of handloom units are owned by industrial entrepreneurs.
  • Handicraft industry: Handicraft industry is one of the traditional industries of Kerala. Kerala has the tradition of making beautiful handicrafts with ivory, bamboo, palm leaves, seashells, wood, coconut shells, clay, cloth, coir, metals, stone, lacquer ware, and so on. Many old handicraft classics can be seen in palaces, old heritage homes and museums in the State. A vast majority of the traditional artisans belong to socially and economically backward classes.
  • Cashew Processing Industries: This traditional sector is largely concentrated in the coastal region of Kollam district.
  • Seafood Industry: These traditional sectors are deeply rooted in the coastal belt, with Alappuzha district being a prominent center.
  • Beedi Industry: The Beedi industry in Kerala has historically been concentrated in the northern districts of Kozhikode, Kannur, and Kasaragod. A significant entity in this sector has been The Kerala Dinesh Beedi Workers Central Co-operative Society Ltd. This cooperative has played a crucial role in organizing the industry and, more recently, has focused on diversifying its products to support the rehabilitation of beedi workers
  • Fertilizer and Chemicals, Petroleum Refining, and Shipbuilding: Ernakulam continues to be a major hub with Eloor-Edayar-Ambalamugal region in Kochi standing out as a major industrial powerhouse, benefiting from its proximity to port facilities hub for large enterprises such as Fertilizer and Chemicals Travancore Ltd. (FACT), Kochi Refineries Ltd. (KRL), Hindustan Organic Chemicals (HOC), Cominco Binani, and Cochin Shipyard, capitalizing on robust port infrastructure
  • Mineral-based Industries:The renowned Chavara placer deposits in Kollam district are central to major mineral industries, including Indian Rare Earths Ltd. (IRE) and Kerala Minerals and Metals Ltd. (KMML). The Travancore Titanium Products (TTP) operates in Veli, Thiruvananthapuram.
  • Glass Manufacturing: The Excel Glass factory near Cherthala thrives on silica sands sourced from the coastal areas of Alappuzha district.
  • Rubber Based Industry: Kerala, holding its position as India's foremost producer of natural rubber, naturally fosters a significant and vibrant cluster of rubber-based industries. These manufacturing endeavors are deeply rooted and predominantly concentrated in the state's central and southern districts, including Kottayam, Ernakulam, Pathanamthitta, and Kollam, regions where rubber plantations are abundant. Within these areas, a diverse array of units, ranging from large-scale factories to numerous small and medium-sized enterprises, are actively engaged in transforming raw latex into a vast spectrum of products. Rubber Based industry’s contribution to employment is substantial, providing livelihoods to a considerable number of people directly and indirectly involved in cultivation, processing, and manufacturing. This strong foundation in raw material availability, coupled with a historically skilled workforce, has firmly established rubber-based industries as a vital and enduring component of Kerala's industrial landscape

Information Technology (IT) Industry in Kerala: A Knowledge Economy Hub

Kerala's Information Technology (IT) industry is a dynamic and rapidly expanding sector, playing a pivotal role in the state's transition towards a knowledge economy. The state has strategically developed world-class IT infrastructure, attracting both multinational corporations and a thriving startup ecosystem.

Prime Locations: The IT industry in Kerala is primarily concentrated in three major hubs:

  • Technopark, Thiruvananthapuram: India's first IT park, established in 1990, it remains the largest and a significant source of direct employment in the state. It houses over 490 companies, employing more than 75,000 professionals.
  • Infopark, Kochi: A rapidly growing IT hub in Central Kerala, Infopark Kochi reported an impressive 24.28% growth in IT exports, reaching ₹11,417 crore in 2023-24. It accommodates over 550 companies and employs more than 70,000 professionals.
  • Cyberpark, Kozhikode: This park targets IT growth in the Malabar region, focusing on niche services and innovation.

Beyond these main parks, Kerala is also planning to establish 20 smaller IT parks based on 5G technology along the national highway, further decentralizing IT infrastructure.

Contribution to Economy and Employment: The IT sector is a major contributor to Kerala's Gross State Value Added (GSVA) within the services sector, which collectively accounts for nearly two-thirds (64.2%) of the state's total GSVA. In terms of employment, the IT sector has seen remarkable growth. The number of IT professionals in Kerala has increased significantly, reaching 2.5 lakh in 2023, marking a 31% growth in six years (between 2016 and 2023). Notably, IT parks in Kerala boast a higher representation of women in the workforce compared to the national average, with women comprising 45% in Technopark and 40% each in Infopark and Cyberpark, reflecting Kerala's strong emphasis on education and women's empowerment.

Overall, Kerala's IT sector is a testament to its focus on leveraging its skilled talent pool and robust infrastructure to drive innovation, generate employment, and boost the state's economic growth through substantial contributions to IT exports.

Tourism Industry

Kerala's tourism industry, often celebrated as "God's Own Country," is a vibrant and essential pillar of the state's economy, renowned for its diverse natural beauty and cultural richness. The state's prime locations attracting tourists range from the serene backwaters of Alappuzha and Kollam to the pristine beaches of Kovalam and the tranquil hill stations of Munnar and Thekkady in the Western Ghats. Kochi City and Thiruvananthapuram City also serve as major entry points and tourist centers, while destinations like Wayanad, Varkala, and Kumarakom continue to grow in popularity, offering unique experiences.

Tourism makes a substantial contribution to Kerala's Gross State Value Added (GSVA). According to the latest statistics from Kerala Tourism, the total revenue (including direct and indirect earnings) from tourism in Kerala for the year FY 2023-24 was ₹43,621.22 crore. This represents a 24.03% increase over the 2022-23 figures, demonstrating continued strong growth in the sector. This growth highlights its crucial role in the state's economic prosperity.

Beyond its economic value, the tourism sector is a major employment generator in Kerala. It is estimated to provide livelihoods to approximately 1.5 million people, encompassing a wide range of direct and indirect jobs across hospitality, transportation, local crafts, and various support services. The state's focus on initiatives like "Women Friendly Tourism" also aims to create significant job opportunities for women, fostering inclusive growth within the sector. In 2024, Kerala recorded a remarkable 22.25 million tourist arrivals, showcasing its enduring appeal and the industry's sustained growth as a key driver of employment and income generation across the state.


Industrial Sector Performance: Recent Trends

Kerala's industrial sector is currently on a progressive path, actively contributing to the state's economic vitality and employment generation through a blend of traditional strengths and forward-looking initiatives. The industry sector significantly contributes to the state's economy, accounting for a notable 24.9 percent of Kerala's Gross State Value Added (GSVA). Recent data indicates a positive trajectory, with the secondary sector, which encapsulates manufacturing, growing at 4.1 percent in 2023-24, signifying an upward trend in industrial output.

A cornerstone of this resurgence is the remarkable performance of the Micro, Small, and Medium Enterprises (MSME) sector, which has seen unprecedented growth, largely spurred by the proactive policies of the Government of Kerala. During the fiscal year 2023- 24 alone as per the Government Reports a staggering 103,596 new MSME units were established, attracting substantial investments amounting to ₹7,048.65 crores and creating employment opportunities for 218,179 individuals. This impressive achievement is further reinforced by robust financial inclusion, with total outstanding loans to the MSME sector reaching ₹95,118.07 crore by March 31, 2025, reflecting a significant 34 percent increase from March 2023. This figure is projected to exceed ₹1 trillion during the current fiscal year, underscoring the success of initiatives undertaken by Government and Banks in making credit more accessible. A particularly noteworthy outcome of these initiatives is the substantial participation of women, who now own one-third of the state's MSME units, emphasizing an inclusive growth model. While the immediate impact has seen a higher concentration of new MSMEs in retail and services, the government maintains a strategic focus on bolstering the manufacturing segment within this sector.

In parallel, Kerala continues to nurture its significant Information Technology (IT) industry, positioning itself as a knowledge economy hub. The state's prime IT locations, including Technopark in Thiruvananthapuram, Infopark in Kochi, and Cyberpark in Kozhikode, serve as the epicenters of this growth. These parks collectively employ a substantial workforce, with Technopark alone employing over 75,000 professionals and Infopark contributing to the livelihoods of more than 70,000 individuals. The IT sector is a key driver of exports, with Infopark alone reporting an impressive ₹11,417 crore in IT exports for 2023-24, showcasing its strong and growing international presence. The Government of Kerala is further expanding this ecosystem by planning 20 smaller IT parks based on 5G technology along national highways, a decentralization effort aimed at spreading IT-driven opportunities across the state. This strategic vision aligns with the state's broader objective of transforming into an Industry 4.0-ready economy by leveraging its highly skilled workforce and fostering innovation.

Traditional industries, while facing their unique challenges, also remain an integral part of Kerala's industrial fabric, with concerted government efforts aimed at their modernization and worker welfare. The coir industry, for instance, deeply rooted in coastal districts like Alappuzha and Kollam, remains a vital cottage industry providing livelihoods to an estimated 3.7 to 5 lakh people, with women constituting a significant 80 percent of its workforce. Government initiatives focus on technology upgradation, skill development, and market promotion for coir products. Similarly, the Beedi industry, historically concentrated in Kozhikode, Kannur, and Kasaragod, has seen significant welfare measures. The rubber- based industries, intrinsically linked to Kerala's status as a major natural rubber producer, thrive in districts like Kottayam, Ernakulam, Pathanamthitta, and Kollam. Here, numerous units produce everything from tires and industrial components to consumer goods, benefiting from local raw material availability and a skilled labor force.

Overall, the Government of Kerala's strategic focus, articulated through the comprehensive Kerala Industrial Policy 2023, aims to create a highly supportive business environment. This policy, built on pillars like fostering entrepreneurship, enabling infrastructure, and transitioning to high-tech industries, includes critical reforms such as allowing non-Red category industries with up to ₹50 crore investments to operate for three years without certain approvals. Agencies like the Kerala State Industrial Development Corporation Ltd. (KSIDC), with its ₹1882.26 crore Assets Under Management (provisional by March 31, 2025) and a provisional profit of ₹58.26 crore in FY2025, and the Kerala Industrial Infrastructure Development Corporation (KINFRA), which reported a ₹7.19 crore profit in 2024-25 while developing key industrial parks and projects, play instrumental roles in facilitating investment and building world-class infrastructure. The Kerala Small Industries Development Corporation (SIDCO) further supports MSMEs by managing a vast network of industrial estates. These multi-pronged initiatives, encompassing policy reforms, infrastructure development, and targeted sectoral support, underscore Kerala's determined pursuit of sustainable and inclusive industrial growth.

Micro, Small and Medium Enterprises (MSMEs)

The Micro Small and Medium Enterprises (MSME) sector has emerged as a highly vibrant and dynamic sector of the Indian economy. It contributes significantly in the economy and social development of the country by fostering entrepreneurship and generating large employment opportunities at comparatively lower capital investment. MSME is the second largest employer sector in the country after agriculture. MSMEs are expanding their domain across sectors of the economy, producing a diverse range of products and services to meet the demands of domestic as well as global markets. As per the latest Economic Survey of Government of India, MSMEs contributes approximately 30 per cent of the country’s GDP, 45 per cent of the manufacturing output, and provide employment to 11 crore population. As per the latest data as on June 2025, a total number of 6,49,95,326 MSMEs are registered in Udyam Registration online portal and for the state of Kerala it is 15,64,708.The sector is diverse in terms of size, levels of technology employed, and products.

In the Union Budget 2025, the Government of India announced a significant revision to the MSME classification criteria. Specifically, investment limits have been increased by 2.5 times, and turnover limits have been doubled. This expansion aims to empower MSMEs to scale up without losing out on crucial benefits and incentives, thus driving broader economic growth and employment.



Within the MSME sector, micro enterprises are expanding, both in terms of working enterprises and employment mainly because of ‘Year of Enterprises’ campaign. The industries under MSMES include handicrafts, handloom, khadi, food processing industries, garment making and textile industries and industries related to coir, wood, bamboo, plastic, rubber, leather, and clay products. MSMEs produce over 8000 various products ranging from traditional to high-tech items. One third of the MSME units in Kerala are owned by women.

The Government and banks in Kerala facilitate and support MSMEs. To promote the growth of the MSME and traditional industrial sectors, the District Industries Centres (DIC) acts as a facilitator. DIC implements various schemes to develop an entrepreneurial culture in the State. The Industries Department provides financial assistance to start Entrepreneurship Development clubs at school and college levels to foster entrepreneurship among the youth. The Department also gives high priority in providing services to Start-ups and establishing business incubation centres in District Industries Centres. The agencies under the Directorate of Industries & Commerce are the Directorate of Handloom and Textiles (which aims at evolving policies for the promotion and development of handloom and textile sector in the State); Directorate of Coir Development (the implementing agency for all policy decisions of the Government of Kerala related to coir industry); Khadi and Village Industries Board (vested with the responsibility of organising and promoting Khadi and Village Industries in the State); and the Directorate of Plantations, set up in 2022-23 for the development of the plantation sector in the State .


Plan Outlay and Expenditure of Directorate of Industries and Commerce, 2022-23 to 2024-25*, Rs in lakh


The State achieved remarkable surge in the number of new MSME units established in 2023-24. A total of 1, 03,596 new MSME units were set up in 2023-24 with investment of Rs.7, 048.65 crore. These units have created employment opportunities for 2, 18,179 individuals, marking a sustainable expansion in the MSME sector. The details of new MSME units for the last five years are given in Table





Sickness in MSME Units

Sickness in Micro, Small, and Medium Enterprises (MSME) units in India remains a significant challenge, impacting both entrepreneurs and the broader national economy. The Reserve Bank of India (RBI) has consistently evolved its approach to defining and addressing this issue through various committees and guidelines.

While the Kohli Committee historically provided an early definition for sickness in the Small Scale Industries (SSI) sector, recognizing a unit as sick if any borrowal account remained substandard for over six months or if net worth eroded by 50 percent, the landscape of defining and rehabilitating sick units has evolved significantly. This early definition, focused on financial distress, was crucial in its time. However, recognizing the need for more timely intervention and effective rehabilitation of potentially viable sick units, the RBI constituted a Working Group under the Chairmanship of Dr. K. C. Chakrabarty, then Chairman & Managing Director of Punjab National Bank. This group was specifically tasked with recommending changes to the definition of sickness and streamlining the procedure for assessing viability. Following the recommendations of the Dr. Chakrabarty Working Group and subsequent deliberations, including those by a committee set up by the Ministry of MSME, a significant shift in the guidelines for identifying sick MSEs was proposed in Paragraph 83 of the Second Quarter Review of Monetary Policy 2012-13. The new guidelines marked a crucial evolution. Firstly, the definition of sickness for an MSE became more stringent, aiming for earlier identification. Under the new framework, an MSE is now considered 'sick' if any of its borrowal accounts remains a Non-Performing Asset (NPA) for three months or more, or if there is erosion in the net worth due to accumulated losses to the extent of 50% of its net worth. Notably, the previous stipulation that the unit must have been in commercial production for at least two years has been removed, broadening the scope for early identification of distress. Secondly, the new guidelines introduced a stipulated time frame for deciding the viability of a unit. While previously there was no such defined period, the decision on the viability of a sick unit must now be taken at the earliest, and not later than three months of the unit becoming sick under any circumstances. This aims to accelerate the rehabilitation process and prevent further deterioration of the unit's financial health. Thirdly, a significant procedural improvement has been made regarding unviable units. The procedure for declaring a unit as unviable was clearly laid down, which was not specified in the earlier guidelines. This provides clarity and a structured approach for banks and financial institutions in dealing with units that cannot be revived. Finally, the new guidelines also addressed the concept of incipient sickness, previously lacking a formal definition. Incipient sickness, or the 'handholding stage,' was explicitly defined. This crucial addition allows for proactive measures and support to be provided to MSEs showing early signs of financial distress, potentially preventing them from spiraling into full-blown sickness.

The reasons for such sickness are multi-faceted, encompassing both internal and external factors. Internally, poor financial management, including inefficient resource allocation, excessive borrowing, and inadequate working capital planning, often leads to liquidity crises. Inefficient management and leadership, lack of adaptation to market changes, technological obsolescence due to failure to upgrade machinery, and poor marketing strategies are also significant contributors. Labour issues and industrial disputes can further exacerbate the problem. Externally, an unfavorable policy environment characterized by complex regulatory frameworks, bureaucratic hurdles, and inconsistent policies can hinder growth. Inadequate infrastructure, including poor transportation and irregular power supply, poses substantial operational challenges. Limited access to timely and adequate credit from financial institutions, often due to stringent collateral requirements, is a recurring issue for MSMEs. Furthermore, external shocks such as changes in global demand, economic recessions, price fluctuations in raw materials, and disruptions in supply chains contribute to the vulnerability of these units. Lack of demand for products and shortage of working capital have consistently been identified as leading causes of sickness.

The direct impact of widespread MSME sickness on the Indian economy is substantial and detrimental. Given that MSMEs are vital drivers of economic growth, contributing significantly to manufacturing output, employment generation, and exports, their sickness results in a considerable wastage of physical, financial, and human resources. When MSME units become sick or close down, it directly leads to job losses, thereby affecting livelihoods and increasing unemployment. Banks and financial institutions that have extended loans to these units face the burden of non-performing assets (NPAs), which impacts their liquidity and overall financial health. The erosion of bank profitability and the tightening of credit further restricts the flow of funds to other viable businesses, hindering overall economic expansion. Moreover, the failure of MSMEs can have a ripple effect on ancillary units and larger industries that depend on them for inputs or services, creating a chain reaction of distress across the supply chain. This collective downturn in the MSME sector can slow down economic growth, impede industrial output, and undermine efforts towards inclusive development, ultimately impacting the nation's GDP and overall economic stability.

MSME Rehabilitation framework

The Reserve Bank of India (RBI) has established a comprehensive "Framework for Revival and Rehabilitation of Micro, Small and Medium Enterprises" to provide a structured and transparent mechanism for addressing financial stress in these vital economic units. These frameworks initially notified by the Ministry of MSME in May 2015 and subsequently aligned with RBI’s prudential norms, aim to preserve viable MSMEs, minimize losses for creditors, and facilitate their continued development.

The framework is applicable to MSMEs with aggregate loan limits up to ₹25 crore, encompassing accounts under consortium or multiple banking arrangements. A key aspect is the early identification of incipient stress in MSME accounts, even before they become Non-Performing Assets (NPAs). This is achieved through the classification of accounts into Special Mention Accounts (SMA) categories (SMA-0, SMA-1, SMA-2) based on overdue periods. Additionally, an MSME borrower can voluntarily initiate proceedings if they reasonably apprehend business failure, inability to pay debts, or a significant erosion (50%) of their net worth due to accumulated losses.

Upon identification of stress, either by the bank or the borrower, cases with aggregate loan limits above ₹10 lakh are referred to a Committee for Stressed Micro, Small & Medium Enterprises (CSMSME). These committees, which banks are mandated to form at their Circle/Regional/District levels, play a crucial role in deciding on a Corrective Action Plan (CAP). The Committee is expected to convene promptly, ideally within five working days of receiving an application or identifying an SMA-2 account, and take a decision on the CAP within 30 days of its first meeting.

The CAP can involve one of two primary options:

  • Rectification: This involves obtaining a commitment from the borrower to regularize the account, ensuring it does not slip into NPA status without any loss or sacrifice from existing lenders. This plan is to be implemented within 30 days.
  • Restructuring: If the business shows signs of long-term viability, the Committee can propose a restructuring plan. For exposures up to ₹10 crore, the terms are finalized within 20 working days, while for exposures between ₹10 crore and ₹25 crore, a Techno- Economic Viability (TEV) study is undertaken, and terms are finalized within 30 working days. The implementation of a restructuring plan is to be completed within 90 days.

The framework also outlines processes for inter-lender coordination in consortium or multiple banking arrangements, ensuring a collective approach to revival. While the framework emphasizes early recognition and time-bound resolution, initial implementation challenges included issues like the slowing down of Committee meetings by some banks. However, the RBI has consistently stressed the mandatory nature of these guidelines, even if the MSME does not explicitly apply for rehabilitation. This comprehensive framework underscores RBI's commitment to supporting the resilience and continued growth of the MSME sector, recognizing its pivotal role in the Indian economy.

RBI Notification on Framework for Revival and Rehabilitation of Micro, Small and Medium Enterprises (MSMEs)

Export Performance: Reaching Global Markets

Traditionally, Kerala's export basket has been dominated by primary products such as spices, marine products, cashew, coir, tea, and coffee. Spices, with a rich historical legacy, and marine products, capitalizing on Kerala's extensive coastline, have consistently been significant contributors. The Cochin Port serves as a primary hub for these exports, reaching diverse destinations including the USA, European Union, and Middle Eastern countries. However, the state is increasingly recognizing the crucial role of export performance in reaching global markets and driving sustainable economic growth. The operationalization of the Vizhinjam International Seaport is set to be a transformative force in this context.

In the fiscal year 2023-24, Kerala's total exports in terms of quantity stood at 1,781,602 tonnes, valued at approximately ₹60,523.89 Crores (US$7,381.89 million). This represents a quantity increase of 2.67% over the previous year, though a slight decline in value. Traditional exports, primarily through sea, include marine products, with frozen shrimp exports reaching 716,004 tonnes worth US$4,881.27 million in 2023-24. Other key maritime exports include frozen fish, at the second largest position by quantity (21.42% share) and value (9.09% of US$ earnings), and frozen cuttlefish, which contributed 54,919 tonnes. Cochin Port, a primary hub, handled approximately 83.09 lakh tonnes of export cargo in 2023-24, with containerized export cargo contributing about 37.75 lakh tonnes.

While freight handles the bulk of exports, air cargo plays a critical role for time- sensitive, high-value, and perishable goods. Kerala is home to three major international airports – Cochin (CIAL), Thiruvananthapuram (Trivandrum International Airport), and Kannur International Airport – all of which handle air cargo. Cochin International Airport is one of the leading international air cargo centers in South India, with a new Air Cargo Centre commissioned in 2000 that operates on a single service provider concept. Trivandrum's Air Cargo Complex (TACT) is vital for exporting perishables, handling around 75-90 metric tonnes per day of vegetables, fruits, meat, fish, and flowers. Additionally, spices, handicrafts, and textiles are also uplifted through air. In 2022-23, Trivandrum Air Cargo Complex handled 14,686 metric tonnes of export cargo, with a projected increase to 15,200 metric tonnes in 2023-24, generating an estimated revenue of ₹7.82 crore from air cargo in that fiscal year. Kannur International Airport, operational since 2018, has also emerged as a significant hub, especially for the Malabar region, facilitating direct cargo flights to Middle Eastern destinations like Dubai, Abu Dhabi, Doha, and Muscat, enabling local producers to efficiently reach global clients.

This reduction in time and cost, both through enhanced sea and air connectivity, will make Kerala's traditional exports, particularly perishable goods like spices, seafood, and fruits, more competitive in international markets. For instance, textile consignments which currently take around 40 days to reach Europe via transshipment could see their transit time reduced to 25-26 days through Vizhinjam. Furthermore, the development of these multi-modal logistics hubs is expected to open up new global markets by enabling direct shipments to major ports and airports in Europe, North America, and East Asia, potentially boosting export volumes of diversified higher value-added segments such as processed food, technical textiles, bulk drugs, electronics, machinery, and IT and IT-enabled services. Kerala's IT exports were approximately US$4 billion in 2024, a sector that can greatly benefit from improved connectivity, both physical and digital.

To enhance its global market presence, Kerala is focusing on strengthening its export infrastructure and logistics, including improving transportation networks, port and airport facilities, and establishing export-oriented industrial zones linked to these hubs. Policy initiatives also emphasize fostering innovation through collaboration between industry, government, and academia, aiming to develop cutting-edge products and services. By strategically expanding its product and market base and bolstering its export ecosystem with Vizhinjam as a central hub and its international airports playing a crucial complementary role, Kerala aims to significantly increase the share of exports in its Gross State Domestic Product and become a more prominent player in the global trade arena, reducing India's overall reliance on foreign transshipment hubs and saving significant foreign exchange.

Special Economic Zones (SEZs)

Special Economic Zones (SEZs) in Kerala are designated areas designed to provide a business-friendly environment with simplified regulations, attractive incentives, and world-class infrastructure to promote exports and attract investment. The state currently has 20 operational SEZs as of March 18, 2025, with a total of 25 formally approved, including one central government SEZ (Cochin Special Economic Zone, CSEZ) that pre-dates the 2005 SEZ Act.

The Cochin Special Economic Zone (CSEZ) in Kakkanad, Kochi, is a prominent example, being a multi-product zone housing units in diverse sectors such as electronic hardware, engineering, gem & jewellery, IT & ITES, agro & food processing, textiles & garments, and plastics & rubber. It currently has around 160 operating units employing over 15,000 people. In recent years, exports from CSEZ have shown significant growth, with a reported turnover of ₹17,124 crore in 2009-10. While specific detailed figures for Kerala's SEZs for the most recent fiscal year (2024-25) are still emerging, overall exports from India's operational SEZs reached ₹14,56,871 crore (US$172.27 billion) in 2024-25, indicating a robust performance from these zones nationally.

Beyond CSEZ, Kerala has developed various sector-specific SEZs, particularly in the Information Technology (IT) sector, leveraging its highly skilled workforce. Infopark in Kochi, Technopark in Thiruvananthapuram, and Cyberpark in Kozhikode host numerous IT and IT-enabled services (ITES) companies operating as SEZ units. For example, KINFRA has developed an IT, Animation & Gaming SEZ in Thiruvananthapuram, spread over 10.121 hectares, housing 12 units. These IT SEZs have been instrumental in attracting foreign direct investment and generating significant employment, contributing to Kerala's growing reputation as an IT/ITES hub.

The state government continues to prioritize the development and expansion of SEZs as a key strategy for industrial growth. These zones offer significant benefits to businesses, including 100% income tax exemption on export income for the initial five years, followed by 50% for the next five years, exemption from customs and excise duties, and simplified customs procedures. Such incentives are crucial for attracting both domestic and foreign investment. The proximity of SEZs to well-developed infrastructure like international airports and, notably, the upcoming Vizhinjam International Seaport, will further enhance their attractiveness and export capabilities. The Adani Group's commitment to invest ₹30,000 crore in Kerala over the next five years, including significant investments in the Vizhinjam port, is expected to create further opportunities for SEZ units, particularly those involved in logistics, manufacturing, and export-oriented industries, by providing world- class connectivity and reduced logistics costs. This strategic approach aims to boost manufacturing, diversify the state's export basket, and create substantial employment opportunities, contributing significantly to Kerala's economic transformation.

Export Performance: Reaching Global Markets

The Kerala Industrial Policy 2023 is a forward-looking framework designed to transform the state into a vibrant industrial hub, focusing on sustainable and inclusive growth while leveraging its unique strengths. The policy is built upon seven key pillars: Fostering Entrepreneurship, Enabling Infrastructure, Transition to Hi-Tech, Skill Development, Supportive Business Environment, Enhancing 'Kerala' Brand Equity, and Priority Sector- based Industrialization.

A primary objective is to significantly improve the ease of doing business in the state. This includes measures such as a single-window clearance system (K-SWIFT) for various licenses and approvals, aiming for expedited processing, with a target of approvals within seven days for non-MSME non-red category industries. The policy also encourages a self- certification mechanism for non-Red category industries with investments up to ₹50 crore, allowing them to operate for up to three years without certain state-level approvals. Furthermore, the decriminalization of several laws and the establishment of an Investment Facilitation Cell are aimed at reducing compliance burdens and accelerating the investment process. These efforts have already shown positive results, with Kerala having significantly improved its ranking in the ease of doing business index, moving from 28th position in 2021 to a "Top Achiever" status in nine reform areas by 2024.

The policy strongly emphasizes the transition to a high-tech industrial landscape, aligning with Industry 4.0 principles. It identifies over 20 priority sectors for focused development, including emerging areas like Artificial Intelligence, Robotics, Graphene, Biotechnology, Electric Vehicles, Electronic System Design & Manufacturing, Medical Equipment, and Space Technology. Alongside these, traditional sectors like Ayurveda, high-value-added rubber products, and food processing also receive renewed focus, with an emphasis on technology adoption and value addition.

To attract investment, the policy offers a range of incentives. For Micro, Small, and Medium Enterprises (MSMEs), these include capital subsidies of up to 45% (with maximums ranging from ₹40 lakh for micro to ₹200 lakh for medium enterprises), 100% electricity duty exemption for five years, and interest subvention on loans. For large and mega enterprises, there's a 10% investment subsidy on fixed capital (up to ₹10 crore) and 100% State GST reimbursement on capital investment for five years. Special consideration is given to women, SC/ST, differently-abled, and transgender entrepreneurs, including 100% waiver of stamp duty and registration charges for setting up manufacturing units anywhere in the state. Incentives are also provided for adopting Industry 4.0 technologies, quality certifications, and participation in trade fairs, reflecting a commitment to global competitiveness and sustainable industrialization.

Overall, the Kerala Industrial Policy 2023 aims to create a robust entrepreneurial ecosystem, enhance infrastructure, foster skill development, and promote the "Made in Kerala" brand on a global scale, thereby generating employment opportunities and driving the state's economic prosperity.