It has come to our notice that some unscrupulous elements are utilizing the picture of Hon’ble Prime Minister, Logo of PMJDY and address of the Office of the Ministry of Finance, Govt: of India in luring general public/PMJDY account holders with the promise of arranging loans. We wish to clarify that Pradhan Mantri Jan Dhan Yojana (PMJDY) is a flagship Scheme of the Govt: of India, being implemented by the Dept: of Financial Services. The various loan facilities available to PMJDY account holders are to be provided by Banks only under extant guidelines and there is no provision for sanction/disbursement of such loans from the Dept: of Financial Services or any other Agencies. The public in general/PMJDY account holders are cautioned against falling prey to such fraudsters. Banks/State Level Bankers’ Committee (SLBC), Kerala will not be in any way responsible for any loss/damages that may occur to anybody by such acts.